What is NILS? 

No Interest Loans (NILS) provide individuals and families on low incomes with access to safe, fair, affordable credit with no fees and charges applied.


Am I eligible?

  • I hold a Health Care / Pension Card or earn less than $57000 a year or couple / client with dependants $75 000
  • I have lived at my current or previous address for at least 3 months
  • I can show that I can afford to repay the loan

What can I use NILS for?

NILS Loans are available up to $2000 for essential goods and services including:

For further information contact us click here

NILS Microfinance Worker is available at Graham House by appointment only.

If you would like to be part of a busy, valued & dynamic team of Volunteers working towards building a better tomorrow for your community you can contact us on (07) 41698400