To apply – please complete all the questions and upload the required documents

No Interest Loans (NILs) Application

No Interest Loans (NILs) are a smart choice loan option to help you manage your money.

Borrow up to $2000 for essentials such as appliances or furniture, car repairs, education fees and equipment with no fees, no interest, ever.

How does NILs work?

There are times in life, despite how hard you try to keep on top of things, when unexpected expenses pop up. Washing machine has broken down? Unexpected car repairs? NILs will pay the cost of these essential goods and services straight to the supplier. Loans can not be used for cash, bills or existing debts.

Graham House Community Centre offer No Interest Loans to community members.

How to apply for a loan

If you meet the criteria listed above, you can apply by completing the below application.

There are several documents you will need to supply and you will be prompted to upload them before you can submit the form.

NILs online application

Fill in the form below. At the end of the form there is a “Submit” button to complete your application and supporting documentation. If you have questions, please call us and ask to speak to the NILs team (07) 4169 8400 or email us on nils@grahamhouse.org.au.

Please note all document submissions MUST be in a PDF format

Primary ID Type *
Proof of Address *

Click here to download Statutory Declaration Form

Proof of income *

Click here to download Consent form

Secondary ID Type *

We require a copy of bank statements for ALL accounts in your name.

This must be the last 90 days of transactions.

illion is a secure platform to allow clients to share their bank statements directly with Graham House.

You can elect to use the service or upload the documents directly.

Click here to allow illion secure platform to send Graham House bank statements

Bank statement/s *
I confirm my uploaded bank statement/s includes a full 90 day period *
Do you have Credit Cards *
Do you have payday loans, ( E.G. afterpay, zippay)

Please ensure that you upload ALL loan statements

Please provide expense details 

Electricity Account *
Gas Account *
Mobile Phone Account *
Home Phone/Internet Account *
Rates Notice *

All NILs loan applications for car repairs or registration must include proof of ownership.

Proof of Ownership *

All NILs loan applications must include a quote which includes business letterhead, ABN and bank details for payment.